An insurance agency, also known as an independent broker or insurance brokerage, openly solicits, refers and binds policies for a number of insurance providers through a variety of insurance carriers. However they are not owned by any one insurance provider. There are many independent insurance brokers available to provide the services that you require. In order to find the best insurance agency available in your area, it is beneficial to ask for referrals from people you know and trust. The people that you ask will be able to give you the name of one insurance agency in the area that is trusted and recommended. Learn more about Wilkinson Insurance.
Once you have a name for an insurance agency that you are looking for, it is important that you meet the agents face to face. Make an appointment to visit their facility to get an idea of how their business works. Although it may cost more, the benefit of having face to face meetings is that you can discuss in detail your insurance business with each of the new business agents. It helps to develop a good rapport with the agents that you are interviewing before you ever enter into a buying agreement or sign a contract.
Another way to determine whether an insurance agency is right for you is to inquire about their insurance company rating. A rating is typically established by an independent third party company that evaluates the financial health of various insurance companies based on a number of criteria. By examining the insurance company rating of an insurance agency you can determine whether the company is stable enough to handle the level of business you are bringing them.